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E-money is definitely changing the way we think about transactions — the convenience and security are game-changers, especially for global trade and financial inclusion in developing countries. But it’s not without its challenges: the digital divide, privacy concerns, and environmental impact need serious attention if we want this shift to benefit everyone. The key is finding the balance between innovation and responsibility, so the move toward a cashless future is both inclusive and sustainable.

Zen@NDIS Support Coordination

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