The 2025 edition of list of licensed money lender is officially published and maintained by the Ministry of Law through the Registry of Moneylenders. This comprehensive list includes over 150 legally registered businesses that are authorized to provide loans under Singapore law. Each moneylender on the list is assigned a unique licence number and operates under strict regulations designed to protect borrowers from excessive interest rates and unethical practices.

Licensed moneylenders must comply with capped interest rates, transparent fee structures, and mandatory in-person verification at approved business premises. Unlike unlicensed lenders, these businesses are not allowed to solicit loans via SMS, WhatsApp, or social media, ensuring a safer and more professional experience for borrowers. The application process is straightforward, and many licensed lenders offer fast approval with minimal paperwork, provided applicants submit documents like NRIC, proof of income, and proof of address.

Examples from the current list include companies such as Bugis Credit, Swift Credit, MM Credit, and 1st Capital. These moneylenders are located in areas like Bugis, Marine Parade, and Orchard Road, with most offering both online enquiry forms and physical branches for face-to-face consultations. Verification of any moneylender’s legitimacy can be done through the Registry’s online portal or by checking the most recent Ministry of Law PDF release.

To avoid scams and ensure legal protection, borrowers are strongly encouraged to deal only with moneylenders that appear on the official list. The full document provides not only names and licence numbers but also addresses and contact details to assist in verification. By using the official 2025 registry, borrowers in Singapore can confidently engage with licensed moneylenders who operate under transparent, regulated terms.